Our life insurance products are designed to offer flexibility and control, and provide you with the knowledge that your family will be protected after you are gone. Typical features of our life insurance include:
- Protection against the financial risk of dying too soon
- Powerful cash value accumulation potential
- The ability to take loans from available cash value.1
Life insurance that provides death benefit protection with the potential to accumulate cash value.
Policy loans will reduce available cash values and death benefits and may cause the policy to lapse, or affect guarantees against lapse. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of unrecovered cost basis will be subject to ordinary income tax. Tax laws are subject to change and your clients should consult their tax professional.