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Motor Third Party Liability Insurance (MTPL) is a compulsory insurance in the Republic of Bulgaria as stipulated by the Bulgarian Insurance Code. Each person who owns a motor vehicle registered in the territory of Republic of Bulgaria is obliged to have this insurance. The same applies to drivers of motor vehicles entering the territory of Republic of Bulgaria not having any valid vehicle insurance applicable to the territory of the Republic of Bulgaria.
The insurance is issued under the name of the owner of the vehicle and applies to the owner, the driver, and all persons authorized to use the vehicle. It could be paid at once, or in installments, depending on the conditions the insurance companies offer.
The liability limits applicable under MTPL Insurance for the territory of the Republic of Bulgaria are as follows: