What does property insurance include?

Publish date 08 March 2021
What does property insurance include? image

"I love my home" insurance includes insurance of property and its property. The insurance covers:

  • natural disasters - fire, lightning, explosion, implosion, collision or fall of a manned aircraft, its parts or cargo.
  • burglary, robbery and theft using technical means or in a special way;
  • breaking glass;
  • short circuit and electric shock;
  • civil liability to third parties;
  • temporary accommodation costs;
  • replacement of a lock in case of a lost key;
  • online security;
  • others.

What types of property can we insure

I&G Insurance Brokers offer 5 insurance packages. They look like this:

Пакети 1 2 3 4 5
Застрахователна премия при еднократно плащане BGN 39.99 BGN 59.99 BGN 99.99 BGN 139.99  BGN 179.99

The prices listed in the table do not include 2% tax on insurance premiums. The property insurance is concluded in case of obligatory availability of the basic insurance coverage (Clause A). It includes the mandatory Clause A - fire, lightning, explosion, implosion, collision or fall of a manned aircraft, its parts or cargo.

What is the advantage of doing it online

When you decide to insure your home, you can do it online. With online insurance you can take care of your home from it, from your workplace or during your vacation. You choose the desired coverage, assess whether the price suits you and insure. To take out insurance "I love my home" it is enough to simply choose the right package for you and fill in the necessary data - type of home, address of the insured property, total area sq. M., Year of construction. There is no need to inspect and inventory the property. I&G Insurance Brokers assist in the event of an insurance event.

General Terms and Conditions of Property Insurance - Home Comfort

In general, the terms of the contract are:

  • subject and object;
  • territorial scope - only within the state;
  • beginning, end, term, amendment and termination;
  • change of management;
  • obligations of the insured;
  • obligations of the insurer;
  • insurance compensation;
  • right to refuse payment of compensation.

The full terms and conditions can be found on the I&G Insurance Brokers website.