Casco "For you" is an insurance product designed for owners of cars up to 9 seats, incl. and trucks up to 2.5 tons with a total weight of over 4 years, with the sum insured from BGN 2,000 to BGN 40,000 BGN.
The insurance is concluded under the general conditions for motor insurance "Casco +", clause "Full Casco" of "DZI-General Insurance" EAD (DZI) and insurance policy “Road Assistance” with clauses Premium and Abroad for new customers or newly insured vehicles for the Insurer. The owner or the car has been without Casco insurance with DZI for the last 30 days.
The following are not insured under the Casco "For You" insurance product:
- Clients of DZI who have had Casco insurance in the last three years and when concluding a new one a premium increase (malus) is applied;
- Right-hand drive vehicles;
- Training and taxi cars, rental cars, racing cars.
When concluding Casco "For You" insurance, an increase in the insurance premium is applied to:
- Owners of cars up to 25 years old - 25%;
- For BMW and Audi brands the insurance premium is increased by 10%.
When renewing the Casco "For You" insurance contract, the Insurer applies a bonus / malus system. No inspection is performed if there is no change in the chosen method of liquidation of damages - trusted service or expert assessment.