When is the best time to get life insurance?

Publish date 15 May 2020
When is the best time to get life insurance? image

Life insurance is an investment that protects you and your relatives. This type of services can be provided to individuals and employees in companies, at the request of the employer. The idea is to pay a certain amount in advance, which in an unpleasant situation can provide for your family. I&G Brokers offers a choice of a wide range of Life Insurance.

When to start planning according to I&G Brokers

When is the right time to take out "Life Insurance"? This moment is, always! The only restriction is that the person must be 14 years of age or detained. It is good to be focused on the good side of life, but it is useful to be prepared for unpleasant and difficult moments. Thanks to Iandgbrokers.com, you can make your peace even easier, do it online now!

What species can you find

"Life insurances" are varied to cover most of the needs of consumers and they are:

  • With a saving nature - it allows for future financial planning. The contribution has a savings element and brings additional income. Preferred way of security and allocation of certain amounts;
  • With individual savings plan - their duration is from 3 to 30 years. Protects in unpleasant situations and accumulates funds for the implementation of future projects;
  • Children - this "Life Insurance" allows the parent to insure for the benefit of the child. It is of a saving nature. After the expiration of the established term, the money is used for the kid's education. In this way you take care of the future of your children;
  • Individually risky;
  • Standard, without savings. Applies to the entire globe;
  • One year individual - it is concluded for a period of 1 year. Covers permanent and temporary disability;
  • Group savings with tax relief - with corporate life insurance, you get tax breaks;
  • Group short-term - its purpose is to protect a group of people for a certain period of time. It is preferred by companies whose employees work in high-risk environments. Most often the coverage of the policy is 24 hours;
  • Financial and insurance program - these insurances cover personal expenses in case of an unfavorable situation on the part of the employer.

How to use the calculator

To use the online calculator, you need to fill in several fields. Everything is fast, easy and convenient. You write down names, date of birth, profession, sum insured and you're done. You will receive your offer in a few minutes.

No one is sure of what is possible to happen to him. To protect yourself and your loved ones in the event of an unfortunate event, check the policies offered by I&G Brokers now!