Does your child get angry and break something? In China, insurers offer insurance against this. Something like "bad kid insurance."
Chinese insurers also offer compensation for some other strange situations, such as: getting the bride pregnant before the honeymoon, dropping your team from the World Cup, burning the tongue with a hot drink, etc.
Insurers in China are looking for new ways to attract customers to a competitive market. These policies are for pure marketing purposes and are often only promotional, being offered for a short period of time.
China's Ping An Insurance Group Co. is the world's second largest life insurance company by market value. It offers "unexpected pregnancy before honeymoon" insurance, which pays compensation in case you have to cancel your trip for the mentioned reason. She also has policies to compensate women after divorce.
Many insurances revolve around marriage and divorce. The company says their goal is to offer innovative products while helping people solve important life problems.
Sino-Life Group Ltd offers insurance in case your child breaks something in your home. The advertising slogan is "The child is to blame, but let's pay." This insurance costs 44 yuan ($ 7.16) and the maximum benefit is 100,000 yuan for 12 months.
The same company also offers insurance in case the formula with which you feed your baby is stopped by the stores.
During the World Cup in Brazil, Ancheng and ZhongAn offered compensation for drunkenness, as well as compensation for pain in case the Chinese team dropped out. Ancheng offers monetary compensation in case you burn your tongue while eating a traditional Chinese hot dish.
Among the strange policies of Ping An and PICC are compensation in case the smog levels exceed a certain norm for a certain period of time.
Source: Insurance.bg