What we need to know about supplementary health insurance

Health insurance is a voluntary, private use of packages of medical services, which may include prevention and preventive care, fast and accurate reimbursement of health problems, direct access to highly qualified specialists at national (and / or international) level, hospital and outpatient treatment, etc.

With health insurance we get better quality of health services and the speed of administrative services. It is important to note that the supplementary health insurance, however, does not cancel the obligation to pay health insurance to the NHIF.

The price of the insurance depends mainly on the health condition, age, gender and health risks that the insured wants to be covered, as well as on the amount he can pay.

Packages in general can be divided into three types:

• Basic - insurance with a limited range of health care, designed primarily for students and young people just starting work; this type of insurance is the cheapest (about BGN 250 per year);
• Standard - insurance with an extended range of health care for middle-aged people (350-400 BGN per year);
• Luxury - insurance for people with stable status and income, with the best possible health care (600-1000 BGN per year, but if the coverage includes medical care outside the country, the premium increases).